Social Security Disability Requirements for Adults in 2024 – SSI & SSDI Eligibility Update

Juilia Ruskin
4 Min Read

The US government provides substantial financial benefits to its citizens through Social Security programs. These benefits, administered by the Social Security Administration (SSA), help people who are disabled or have low income. Let’s look at the requirements and eligibility criteria for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) for 2024.



Social Security benefits are adjusted based on national standards and personal circumstances. To qualify for these benefits, you must meet specific requirements set by the SSA. These benefits include disability payments, which are crucial for individuals whose physical conditions prevent them from working.


Disability Requirements

The SSA provides Social Security Disability Insurance (SSDI) to people who can’t work due to a severe physical condition expected to last at least a year or result in death. Here are the key requirements for SSDI:

  • Medical Condition: Must prevent you from performing substantial gainful activity (SGA).
  • Work History: Typically, you need to have worked five out of the last ten years.
  • Payout Factors: Age, health, income, and state of residence.


To receive SSDI or SSI benefits, applicants must meet specific eligibility criteria:



  • Work Experience: Adequate work history is required.
  • Disability: Must have a severe impairment that prevents substantial work.
  • Dependents: Spouses and children may also be eligible for benefits.
  • Waiting Period: There is a five-month waiting period before benefits begin.


  • Income: Available to those with low or no income.
  • Disability or Age: Must be disabled or over the age of 65.

Applying for Benefits

To apply for Social Security benefits, follow these steps:

  1. Visit the SSA Website: Go to
  2. Create an Account: Register for a free “my Social Security” account.
  3. Complete the Form: Accurately fill out the application form.
  4. Submit Documentation: Attach all required documents as instructed.
  5. Submit Application: Mail the completed application or submit it online.

You can also make an appointment to apply in person or over the phone at an SSA office.


Payment Dates

Social Security benefits are typically paid based on the beneficiary’s birth date. Ensure you check your specific payment schedule on the SSA website or contact the SSA directly for more information.


Additional Considerations

  • Multiple Conditions: Having multiple medical conditions can strengthen your application.
  • Treatment History: Demonstrating ongoing medical treatment and adherence to doctor’s orders is crucial.
  • Long-Term Illness: Conditions expected to last more than a year have a higher chance of qualifying.


The SSA only covers total disability, not partial or temporary impairments. To qualify, you must prove that your condition prevents you from performing any substantial work and is expected to last at least a year or result in death.


Understanding and navigating the requirements for Social Security benefits can be complex, but knowing the key criteria and application process can help. For more detailed information and updates, always refer to the official SSA website at


Who qualifies for SSDI benefits?

Individuals with a severe impairment that prevents them from working and who have an adequate work history.


How can I apply for Social Security benefits?

Visit, create a “my Social Security” account, complete the form, and submit the required documents.


What is the waiting period for SSDI benefits?

There is a five-month waiting period before SSDI benefits begin.


Who is eligible for SSI benefits?

Individuals with low or no income who are either disabled or over the age of 65.


When are Social Security benefits paid?

Benefits are typically paid based on the beneficiary’s birth date.



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